What is an independent insurance agent?

An independent insurance agent is a licensed professional who works with multiple insurance companies rather than representing just one. This can allow them to offer a range of coverage options and help compare policies from different insurers, depending on the client’s needs.

How much does it cost to use an independent insurance agent??

In most cases, there is no direct cost to work with an independent insurance agent, as they are typically compensated by the insurance company when a policy is placed. However, compensation structures can vary, so it may depend on the specific situation and services provided.

What advantages might an independent insurance agent provide?

An independent insurance agent may offer access to multiple insurance companies, which can help provide more flexibility when comparing coverage and pricing options. They can also help review policies, answer questions, and assist with changes or claims, though the level of service may vary by agency.

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Tower Insurance: where trust stands tall

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Integrity with every client.

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Every coverage you need.

Professional. Personal. Accountable.

What We Do

Connect people with the right insurance carriers.

As an independent insurance agency, we represent many of the top-rated insurance companies. This means as your life changes, so can your insurance company, but you get to keep our agency as your insurance advocate.

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Find you the coverage and pricing for your situation.

Since we represent multiple insurance companies, we’ll present you with several options from multiple companies. This means you get the best mix of coverage and pricing for your situation.

Help you when you have a claim.

If you experience a claim, you have an advocate who can help you get resolution if you need it. We can explain coverages and deductibles so you know exactly what’s covered.

Provide you with consultation on coverage to keep you protected.

If you need help understanding your risks and coverage limits, we’re here to help. We help clients everyday stay protected by helping them select the right coverage for their specific situation.

      EXCELLENT  
   Based on 159 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Steve Reitzfeld 
 
 
 
 Trustindex verifies that the original source of the review is Google. Tonie and Tower Insurance is the best. I have all my policies under one roof.  Homeowners, Landlords, and all my Vehicles.
  
 
      Posted on Google  
   
   Victor Nahmias 
 
 
 
 Trustindex verifies that the original source of the review is Google. We have been clients of Tower Insurance for over 20 years.  We have always felt the Tower team works for us and is looking out for our benefit.  They are always available to answer questions, even if it doesn't mean a new policy for them to write.  The answers are always honest and straightforward.  We truly feel fortunate to have found Tower.  They have earned our trust.  They are worth yours.
  
 
      Posted on Google  
   
   Charles Marcos 
 
 
 
 Trustindex verifies that the original source of the review is Google. Tower Insurance has the most professional staff.
Tonie Kirksey is very knowledgeable and available to answer any questions, concerns and provides the best deals.
Need insurance go to the Tower!
  
 
      Posted on Google  
   
   Carly Renee 
 
 
 
 Trustindex verifies that the original source of the review is Google. We started with withTower Mercury when we moved to LA over two decades ago, and have stayed with Mercury because of our agent, Tonie. She has been the difference over the years. When my car was stolen during the pandemic, Tonie was not only super helpful and professional, but she was also empathetic and treated me like a friend that was going through a tough situation. She made sure it was as stress free as possible on my end and that was invaluable.
  
 
      Posted on Google  
   
   JAMES JONES 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thanks Tonie
  
 
      Posted on Google  
   
   Steve Griffith 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have been a Tower Insurance customer for over 20 years, for both automobile and home coverage. Every representative of Tower Insurance that I have had cause to speak to, has been professional, helpful, and friendly. Most recently, Tonie Kirksey helped me with some needed changes that make sense for me. Thanks, Tonie ! Tower Insurance will find you the best coverage for your situation.
  
 
      Posted on Google  
   
   Chris Martin 
 
 
 
 Trustindex verifies that the original source of the review is Google. Tonie is amazing to work with, she's responsive and knowledgeable!!
  
 
      Posted on Google  
   
   Stephen Cornwell 
 
 
 
 Trustindex verifies that the original source of the review is Google. My family and I have worked with the wonderful Tower Insurance team for nearly 40 years across all areas of family and professional insurance.  Their support, help and friendship has been consistent and terrific across all those years, and they have always been there for us. A few years ago we lost our house in the Thomas Fire and Gerardo and the whole team were there every step of the way, helping us navigate the rebuilding process, as well giving us the very meaningful benefits of their wisdom, knowledge and experience… as well as their genuine kindness and emotional support.  I cannot recommend Tower highly enough.

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